Need debt help?

If you are looking for an organization/person to help you negotiate with your billers and make your debt more manageable, you can seek help with the Natinal Foundation for Credit Counseling. For a small fee they will work with you to manage and pay down your debt. Why use them instead of a debt consolidation company you ask. Well, because there are man fraudulent ones out there. The credit companies don't have to work with consolidators which means they often use tactics to "force" them to. The tactics can have a added negative affect on your credit rating. Instead go right to the National Foundation.